Legal

Terms of Use

Last updated: June 4, 2026

By using Paysaurius, you agree to these terms. Please read them — they explain what our tools are, and what they are not.

1. Educational use only

Paysaurius provides free calculators and articles for general educational purposes. We are not a lender, mortgage broker, financial advisor, accountant, or tax professional, and nothing on this site constitutes financial, legal, tax, or investment advice. See our full disclaimer.

2. No guarantee of accuracy

Our calculators use standard formulas and the inputs you provide. Results are estimates that rely on simplifying assumptions (such as a fixed rate, level payments, and the exclusion of taxes, insurance, PMI, escrow, and fees). Actual figures from your lender may differ. You are responsible for verifying any number before acting on it.

3. Use at your own risk

You use Paysaurius at your own risk. To the fullest extent permitted by law, Paysaurius and its operators are not liable for any loss or damage arising from your use of, or reliance on, the site or its calculations. The service is provided "as is" and "as available," without warranties of any kind, express or implied.

4. Acceptable use

You agree not to misuse the site, including by attempting to disrupt it, scrape it abusively, reverse-engineer it to cause harm, or use it for any unlawful purpose.

5. Intellectual property

The content, design, and original calculations on Paysaurius are owned by us or our licensors. You may use the calculators and share links for personal, non-commercial purposes. You may not republish our articles wholesale or present our tools as your own without permission.

6. Third-party links

We may link to third-party websites for convenience. We do not control and are not responsible for their content, products, or practices.

7. Changes

We may update the site and these terms at any time. Continued use after changes means you accept the revised terms. Material changes are reflected by the "last updated" date above.

8. Governing law

These terms are governed by the laws of the United States and the state in which the operator resides, without regard to conflict-of-law principles.

9. Contact

Questions about these terms? Reach us via our contact page.